BLET VIP
Voluntary Income Protection Plan
Discover all the new benefit options now available to help you protect your income when you can’t work due to injuries, illnesses, surgeries, or death.
Enrolling in these benefits helps to ensure your paycheck is protected, but you must act to be insured on this plan. Coverages are guaranteed approved during open enrollment for actively working/full dues paying Members of the BLET.
Secure your protection!
The sooner you enroll the sooner you can secure your coverage. GET PROTECTED with the BLET VIP Plan TODAY.
ENROLLMENT ENDS
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Enroll by 11:59PM HST on May 28th, 2025 for a coverage effective date of June 1st!
BLET Power:
Introducing the BLET VIP Plan
As BLET Members, your strength and dedication are unparalleled. Every single day, you take on some of the most challenging jobs, putting your bodies on the line. Such commitment, over time, can take its toll. This is the nature of the hard, honest work that defines us. While we give our all, there might be instances when we need to step back, recuperate from an injury, or face unforeseen health challenges.
In recognition of your relentless effort and to support you during these challenging times, we’re proud to introduce the BLET Voluntary Income Protection (VIP) Plan.
Short-Term Disability
Member coverage available up to $600 per week in $200 increments. Pays for on and off the job disabilities for covered injuries, surgeries or illnesses.
Long-Term Disability
Member coverage available up to $6,000 per month. Pays for on and off the job disabilities for covered injuries, surgeries or illnesses.
Life with AD&D
Member coverage available up to $200,000 in $10,000 increments. Spouse and Dependent life coverage available when Member life is elected.
Protect What Matters Most
Every BLET Member deserves to be well-equipped and shielded from potential health obstacles. The BLET VIP Plan is meticulously crafted to help if you’re unable to work due to injuries, illnesses, surgeries, or death.
We strongly recommend that you dive deep into the details provided here and understand how this plan may safeguard the income you’ve tirelessly earned.
Your well-being is our priority. Equip yourself with the knowledge and protection you deserve.
Why the BLET VIP Plan?
Consider your financial security. If ever there comes a time when you find yourself unable to work due to health reasons, this plan is here to help.
Inform Yourself
Please take a moment to explore this website. You’ll find comprehensive information regarding the benefits and costs associated with the BLET VIP Plan. Should you decide to enroll, you’ll discover the process is simple, secure, and user-friendly.
Coverage that best suits you and your family’s needs
During the enrollment period we recommend you review all of the benefit options available and choose the coverage that best suits you and your family’s needs. The BLET VIP Plan offerings include Short-Term Disability, Long-Term Disability, and Life Insurance with Accidental Death & Dismemberment (AD&D). All offered coverages are guaranteed approved to eligible Members during open enrollment irrespective of your current health status or medical history.
Important information about this plan
IMPORTANT: The monthly cost for coverage is based on your age at the start of the coverage and will increase on the policy anniversary date after you move into a new age bracket.
Participation in this program is voluntary, and the decision to enroll rests solely with the Members. Members are responsible for bearing all associated costs. A $3 technology fee is included in all listed monthly costs for the following coverages: Short-Term Disability and Long-Term Disability. A $2 technology fee is included in all listed monthly costs for the following coverages: Member Life and Spouse Life.
This voluntary benefit plan is classified as a Safe Harbor plan and, as such, is not subject to the Employee Retirement Income Security Act of 1974 (ERISA). The BLET does not contribute to the premiums for this plan on behalf of its Members, does not endorse the plan, and does not require Members to enroll in the plan.
IMPORTANT: If you leave the union or retire, it is your responsibility to contact our office immediately at (224) 770-5307. Failure to do so within 90 days will forfeit your ability to keep coverage and receive any refunds.
We encourage Members to thoroughly review the complete policy booklet. Email info@unionone.com to request a copy.
This program is administered by Union One Benefits Administration.
FOR AD&D, STD & LTD: THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY.
For STD & LTD: These policies provide disability income insurance only and do NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Department of Financial Services.
For Life: You have 31 days to notify Union One of your retirement if you wish to port or convert your Life Insurance.
North Carolina Residents: THIS IS NOT A MEDICARE SUPPLEMENT PLAN. If you are eligible for Medicare, review the Guide to Health Insurance for People with Medicare, which is available from the company.
Group Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. Contract Series: 83500.
Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.
